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- Transfer Tax Credits and Standard Rate Cut Off to new employer.
- Join Company Pension & Protection Schemes to take advantage of (i) tax breaks on personal contributions into a pension and contributions your employer maybe willing to make (ii) Group Life Cover & Income Protection and (iii) Contribution your employer maybe willing to make towards your Private Health Insurance.
- Evaluate Income and Expenditure and develop a savings habit by setting aside a minimum of 10% of take home pay in a Go-To / Emergency Fund.
- Take steps to manage debt and build a strong Credit Score and pay down credit card and other debt effectively.
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