The hidden benefits of financial advice

By |2023-11-24T09:49:20+00:00November 24th, 2023|Financial Planning, Holistic Lifestyle Financial Planning|

Recent studies have suggested the benefits of financial planning go beyond simply having enough money. US research conducted by the Leeds School of Business in Colorado found people in the UK and the US who planned for their financial future were likely to live longer than those who did not. It also found people with

Staying Invested Beats Timing the Market—Here’s the Proof

By |2023-11-17T09:28:05+00:00November 17th, 2023|Investment Planning, Investments|

“Don’t try to time the market.” This advice has been passed down often by successful investors like Benjamin Graham, Warren Buffett, Jack Bogle, and Peter Lynch through the decades. But has this mantra held up in recent decades? After all, investors boast access to more and more timely information than ever and they can trade

Changes to the State Pension (Contributory) in Ireland

By |2023-11-13T11:06:27+00:00November 13th, 2023|Pensions, Retirement Planning|

With effect from the 1st of January 2024, changes to the State Pension (Contributory) are being introduced. This is because today in Ireland, people are living longer, are healthier and lead more active lives resulting in more people availing of state pensions for longer. These changes include: improved access to state pensions provision for long-term carers better

Morningstar CIO: Why Cash is Not the Answer

By |2023-11-03T09:30:14+00:00November 3rd, 2023|Investment Planning|

Interest bearing bank accounts and very short term fixed income securities now offer their highest returns for decades. This is welcome and means that savers are no longer being penalised for being thrifty or risk averse. For over a decade, cash offered miserly returns, driven down by the drop in the Bank of England Base

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