We know that as a business owner you have a whole host of issues keeping you busy every day. We will work with you to implement tailored solutions for you, your family and your employees.
The right advice and plan are two key component that need to be in place to ensure that you’re on track to achieve all your business and personal lifestyle goals. We will take the time to understand your current situation, where you want to be in the future and work with you to get you there.
Protecting you, your family, and your business
While nobody can predict the future, having the right business and personal plan in place will help minimise the potential impact from unexpected events, including your ability to run your business due to illness, the sudden loss of a business partner or key employee, the need to defer the sale or transfer of your business or delay retirement.
We can work with you to put a comprehensive package of benefits in place, including Death in Service, Income Protection, Shareholder and Keyperson Insurance, Pensions, etc., so that you, your family and your business are fully protected.
More than ever, a strong Employee Benefits Package puts your business on a stronger footing as it plays a vital role in attracting, rewarding, retaining key people.
We’ll work with you to implement the most suitable benefits package including Death in Service and Income Protection Cover and Pensions. We will also help you to communicate the value of these benefits to your employees to enhance employee loyalty and create certainty and security for you and your business going forward.
Your employees are the lifeblood of your business and as hard as you work, your business could not flourish without them.
So, it’s important to look after your employees and ensure they feel valued at work and including Health Insurance as part of your Employee Benefits Package is a fantastic way to enhance employee loyalty further and minimise staff turnover.
Planning your exit
As much as you may love your business, it is unlikely that you will want to work there and run it for the rest of your life. At some point you might want to consider the transfer of your business to your children or the sale of your business to a new owner and retiring so that you have more time to spend with the family, pursue new challenges and hobbies or travel to new places.
Using our expertise, we can help you develop a plan that allows you to explore all available options and is the best fit for your personal financial and lifestyle goals.
If there’s anything else relating to your business that you think we can help with, please get in touch with us today. We’re confident that we will be able to offer you the help and guidance to put a plan in place, keep on track and achieve your goals.
My wife and I have been receiving advice from Pat Matthews at Smart Finance for the last five years. We would and no hesitation in recommending his services. He eased many financial concerns we have had by explaining complex financial information to us in a clear, easy to understand way. As a result of Pat’s professional guidance, we have been able to confidently plan and implement decisions that meet our financial targets. Pat has given us peace of mind that we are doing the right things to safeguard our future.
We contacted Pat Matthews of Smart Finance in September 2018 with a view to getting advice and assistance on financial planning. Pat’s membership of the Society of Financial Planners Ireland was one of the reasons we approached him initially and his professionalism and thoroughness convinced us that we had made the correct decision.
Pat took the time to gain a full understanding of our family’s financial position and objectives and, on foot of that, presented us with a detailed report including recommendations. As part of the implementation of those recommendations he has arranged a PRSA taking account of the specific requirements and objectives.
We have found Pat to be a most helpful, approachable, knowledgeable, and practical advisor.
We would have no hesitation in recommending Smart Finance to those looking for financial planning advice and assistance.
We have been receiving financial advice and guidance from Pat Matthews at Smart Finance for the last 15 years. This has always proved beneficial, particularly when reviewing our goals for securing our financial future and making plans for our retirement.
Celtic Sales Co Ltd have been working with Pat Matthews (Smart Finance) since 2014. Pat has helped and advised all of the management and staff on their company pensions and future financial planning since the start. We meet with him on a regular basis and have found him to be highly professional and attentive to our individual requirements. I`m very confident that our Financial planning needs are in good hands and I am more than happy to recommend Pat and Smart Finance.
I engaged the services of Smart Finance many years ago and happily continue to do so as Pat provides a professional service that is specifically tailored to my current financial situation as well as planning for my future financial requirements.
Pat is very diligent in his duties, client focused at all times and provides a common sense approach to financial planning. Pat always discusses in detail any investment/insurance products that you may be interested in so you can make an informed choice of product.
Pat is a gentleman to deal with and I would have no hesitation in recommending him to potential clients to look after their financial needs.
Myself and my husband have known Pat for the past 30 years. Our paths crossed one day, we got chatting and we haven’t looked back since. If you’re looking for a Financial Advisor, Pats your man as he is hardworking, punctual, reliable but most importantly he’s honest and patient.
Neither myself nor my husband work in finance and to be honest we struggled with the jargon but one of Pats other skills is that he has the ability to explain things clearly and as many times as he has to until he is sure we understand. He is also very likeable and funny. You won’t go wrong. We certainly didn’t.
I was first introduced to Pat over 12 years ago, when he navigated me through a work-based pension scheme. I was so impressed and happy with his advice and care, that I also asked Pat to arrange my mortgage insurance.
Having left work recently and as I had turned 50, I had to unfortunately evaluate the option of encashing my pension. This was an extremely stressful and confusing time for me but it was made all the easier by Pat. Pat is not all about the money but about the person and he took great time and patience with me until he found what was best for me. I will always be truly grateful for his care attention to detail, and I look forward to continuing working with Pat for future financial advice and care.