Helping Clients to Retire Well

By |2023-01-27T13:02:43+00:00January 27th, 2023|Lifestyle Financial Planning, Retirement Planning|

Helping our clients retire well One of the primary reasons clients are reaching out to us is to help them plan their financial security in retirement. Of course, as financial planners we strive to help our clients save money for the future, visualise what their retirement will look like and develop a plan to achieve

Fair Deal nursing home residents to keep more rent from family home

By |2022-11-11T10:33:32+00:00November 11th, 2022|Lifestyle Financial Planning, News, Retirement Planning|

Nursing-home residents in the Fair Deal scheme will from today be able to hold on to more of rental income raised from their family home, which could lead to around 1,200 extra houses on the market over time. Up to now, people availing of the Fair Deal scheme could retain just 20pc of money generated

Womens’ pensions hammered by divorce, maternity leave and time-out as carers

By |2022-09-23T11:27:16+00:00September 23rd, 2022|Pensions, Retirement Planning|

Women who get divorced, take extended maternity leave or time out of the labour force as caregivers face a higher risk of poverty in old age, Insurance Ireland has warned. The group has called for a reform of pension and tax law to make sure women’s pension pots – which are estimated to be a

Pension prep: 5 things to do in drawdown (when you retire)

By |2022-08-30T14:40:01+00:00July 18th, 2022|Pensions, Retirement Planning|

1. Cash Flow Analysis Cash Flow Analysis will help you check where your money goes and plan for how you want to spend throughout your retirement. In retirement, your cash flow needs are unlikely to remain the same over time. In the early years of retirement, you may want to travel and have adventures. In

Pension prep: 5 things to do when nearing retirement

By |2022-07-15T09:04:20+00:00July 15th, 2022|Pensions, Retirement Planning|

1. See an adviser On-going engagements with your financial planner could make all the difference to the direction of your retirement. While an adviser cannot change the basic retirement maths of 'the more you’ve put in, the more you’re going to get out', they can help ensure that you're on the right track and will

International Pension Transfers

By |2022-06-17T09:35:50+00:00June 17th, 2022|Pensions, Retirement Planning|

This article provides a broad over-view of how Irish Pensions Arrangements can be transferred to Overseas Arrangements. Occupational Pension Schemes and Personal Retirement Savings Accounts (PRSA)* can be transferred to similar arrangements elsewhere in the EU under the IORPS II legislation. *There is a tax charged on transfers pertaining to PRSA’s and it may not

Women and Pensions: What you should know

By |2022-03-04T12:31:51+00:00March 4th, 2022|Pensions, Retirement Planning|

It’s important for everyone to have a plan in place so that their standard of living doesn’t fall when they retire. While women generally live longer than men, they are less likely to have adequate income in retirement. Women generally end up with smaller pensions than men and one of the reasons for this is

Can I Afford to Live My Retirement Dream?

By |2022-02-25T12:52:56+00:00February 25th, 2022|Retirement Planning|

Start by brainstorming lifestyle choices My first suggestion for anyone who wants to explore their retirement options is to start by thinking big. Most often we must make trade-offs, but for now, try not to rule anything out as you ask yourself some key questions: How close do you want to live near family and friends?

10 Questions Every Couple Should Ask Before Retiring

By |2022-02-25T10:48:15+00:00February 11th, 2022|Retirement Planning|

10 Questions Every Couple Should Ask Before Retiring 1) Should we retire at the same time? This can be a tricky question because you have to look not only at your financial readiness to retire, but also your emotional and physical readiness. Your relative ages, individual health and feelings about your work all come into play.

Changes coming into effect under The Finance Act 2021

By |2022-02-04T13:44:18+00:00January 7th, 2022|Retirement Planning|

The Finance Act 2021 was signed into law on 22 December 2021 and included some important updates for clients who have an AMRF and / or a Vested PRSA. As these changes have a far-reaching impact, we wanted to share the key points of the Act with our clients and highlight the actions that Pension

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