Most people aim to retire by 60 but are unlikely to have the finances in place

By |2023-05-19T08:30:21+00:00May 19th, 2023|Retirement Planning|

Most workers would like to retire at 60, with others eager to leave employment at an even younger age. But one in 12 say they never want to fully retire, according to a survey commissioned by insurer Royal London Ireland, and carried out by iReach. The research found that six in 10 workers would retire

Want to Invest Successfully? Stop Trying to Make Sense of It

By |2023-05-05T09:44:13+00:00May 5th, 2023|Investment Planning, Investments, Retirement Planning|

Just over a year ago, Russia invaded Ukraine, an appalling act rightly condemned by the world. In the immediate aftermath, experts weighed the economic impacts, with many projecting sharply higher commodity prices. The prediction made sense: a Russian oil embargo would crimp supply, sending prices higher, or so the thinking held. What happened? Brent crude-oil

Planning for the new retirement in five steps

By |2023-05-05T09:24:35+00:00April 28th, 2023|Pensions, Retirement Planning|

Planning for retirement isn’t what it used to be. The good news? We’re living longer. The not-so-good news? Inflation is at historic levels, and healthcare costs continue to increase. What does that mean? You need to save more for retirement than your parents did. Follow these five tips to help make your future a good

Holly Cairns’ comments begged the question – will the next generation ever be able to afford to retire?

By |2023-03-24T10:33:56+00:00March 24th, 2023|Lifestyle Financial Planning, Pensions, Personal Finance, Retirement Planning|

When Holly Cairns claimed during her opening address to the Dáil as the new leader of the Social Democrats that she comes from the first generation that will be financially worse off than its parents, spats ensued on social media between baby boomers recalling the economic hardships of the 1970s and 1980s and younger generations who face

More Than Half Of Us Are Expecting To Retire After 65

By |2023-03-10T10:44:29+00:00March 10th, 2023|Pensions, Retirement Planning|

More than half of workers expect to stay in employment beyond the usual retirement age of 65, a new survey has found. But working longer will lead to a higher State pension, under proposed new rules. Major changes to the State pension, described as the "biggest ever structural reform" of the system, were proposed in September

Helping Clients to Retire Well

By |2023-01-27T13:02:43+00:00January 27th, 2023|Lifestyle Financial Planning, Retirement Planning|

Helping our clients retire well One of the primary reasons clients are reaching out to us is to help them plan their financial security in retirement. Of course, as financial planners we strive to help our clients save money for the future, visualise what their retirement will look like and develop a plan to achieve

Retiring Planning Opportunity

By |2023-01-30T11:29:55+00:00January 19th, 2023|Retirement Planning|

In quick succession to the introduction of Master Trusts for One-Person Company Pension Plans and the announcement that Auto-Enrollment will commence in 2024, the Finance Minister Paschal Donohoe announced significant changes for Personal Retirement Savings Account (PRSA) at Budget time. The changes, copper-fastened in The Finance Bill 2022, mean that Employer Contributions made on behalf

Fair Deal nursing home residents to keep more rent from family home

By |2022-11-11T10:33:32+00:00November 11th, 2022|Lifestyle Financial Planning, News, Retirement Planning|

Nursing-home residents in the Fair Deal scheme will from today be able to hold on to more of rental income raised from their family home, which could lead to around 1,200 extra houses on the market over time. Up to now, people availing of the Fair Deal scheme could retain just 20pc of money generated

Womens’ pensions hammered by divorce, maternity leave and time-out as carers

By |2022-09-23T11:27:16+00:00September 23rd, 2022|Pensions, Retirement Planning|

Women who get divorced, take extended maternity leave or time out of the labour force as caregivers face a higher risk of poverty in old age, Insurance Ireland has warned. The group has called for a reform of pension and tax law to make sure women’s pension pots – which are estimated to be a

Pension prep: 5 things to do in drawdown (when you retire)

By |2022-08-30T14:40:01+00:00July 18th, 2022|Pensions, Retirement Planning|

1. Cash Flow Analysis Cash Flow Analysis will help you check where your money goes and plan for how you want to spend throughout your retirement. In retirement, your cash flow needs are unlikely to remain the same over time. In the early years of retirement, you may want to travel and have adventures. In

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