10 Attributes of Great Financial Advisors

By |2024-07-26T11:16:43+00:00July 26th, 2024|Financial Planning, Personal Finance|

1. Purposeful: They have a clear mission to serve clients and help them reach their goals. Great advisors want to do great work for their clients. They stake their business on doing the right thing—and know that business success will follow. 2. Empathetic: They know they cannot effectively serve clients without genuinely relating to them.  To

Budget 2025: What might Taoiseach Simon Harris do for your taxes?

By |2024-07-12T10:04:06+00:00July 12th, 2024|News, Personal Finance|

Decisions, decisions. While next October’s budget is unlikely to be at the top of new Taoiseach Simon Harris’s inbox just now, in time there will be plenty of choices to consider in conjunction with Minister for Finance Michael McGrath. With a general election looming, Fine Gael’s new leader will want to take advantage of whatever

Men put ‘way more’ into pensions than women, survey finds

By |2024-06-07T09:23:57+00:00June 7th, 2024|News, Pensions, Personal Finance|

Men are putting more money into their pensions than women, according to 93pc of financial advisers questioned for a new survey. Over two thirds of the advisers said that men are saving “way more” than their female co-workers. The findings are further evidence of the gender pension gap, with women being generally less financially prepared

Having a Financial Coach in Your Corner

By |2024-03-28T10:40:47+00:00March 22nd, 2024|Lifestyle Financial Planning, Personal Finance|

A trusted advisor seeks to understand the financial needs, concerns, and aspirations of investors, serving as a coach to help them reach their goals. Link to Dimensional Fund Advisor Video  Source: Dimensional Fund Advisors, 22nd February 2024. How we help We can help take the effort out of this for you by demonstrating how this

Policymaker calls for two ECB rate cuts before the break in August

By |2024-03-15T09:49:03+00:00March 15th, 2024|Banking, Lifestyle Financial Planning, Personal Finance|

The European Central Bank (ECB) must lower borrowing costs twice before its August summer break and two more times before the end of the year, without being swayed by the US Federal Reserve, according to Governing Council member Yannis Stournaras. “We need to start cutting rates soon so that our monetary policy does not become

AI to boost demand for soft skills but threatens many Stem careers

By |2024-01-19T09:55:19+00:00January 19th, 2024|News, Personal Finance|

A Nobel Prize-winning labour market economist has cautioned younger generations against piling into studying science, technology, engineering, and mathematics (Stem) subjects, saying “empathetic” and creative skills may thrive in a world dominated by artificial intelligence (AI). Christopher Pissarides, professor of economics at the London School of Economics, said workers in certain IT jobs risk sowing

Low interest rates drive surge in credit union mortgages

By |2023-12-08T09:45:32+00:00December 8th, 2023|Mortgages, Personal Finance|

Credit unions are experiencing a massive demand for mortgages, with a 50pc rise in lending among members last year to €500m, new figures show. The member-owned lenders have seen a strong interest from first-time buyers and switchers in their mortgage offering because they have some of the lowest rates in the market. Some are offering

Holly Cairns’ comments begged the question – will the next generation ever be able to afford to retire?

By |2023-03-24T10:33:56+00:00March 24th, 2023|Lifestyle Financial Planning, Pensions, Personal Finance, Retirement Planning|

When Holly Cairns claimed during her opening address to the Dáil as the new leader of the Social Democrats that she comes from the first generation that will be financially worse off than its parents, spats ensued on social media between baby boomers recalling the economic hardships of the 1970s and 1980s and younger generations who face

How to shape up your finances to secure a mortgage on that home

By |2023-02-17T10:41:19+00:00February 17th, 2023|Lifestyle Financial Planning, Mortgages, Personal Finance|

“Want to go halves on a mortgage?” This tongue-in-cheek pick-up line on dating apps from millennials sums up a property market so unaffordable that house prices are now almost eight times the average salary. A desperation among millennials to escape stratospheric rents meant the number of first-time buyers drawing down mortgages soared last year to levels last

Q&A: Will I pay tax on the income I’m receiving for housing Ukrainian refugees?

By |2023-01-13T10:00:19+00:00January 13th, 2023|News, Personal Finance|

"I rent out a small self-contained flat under the rent-a-room scheme. Since last July, I have accommodated two Ukrainian refugees in my house for which I receive €400 a month, increasing to €800 a month from this month. This will bring me over the limit of €14,000 for the year. The Government says the income

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