My wife and I have been receiving advice from Pat Matthews at Smart Finance for the last five years. We would and no hesitation in recommending his services. He eased many financial concerns we have had by explaining complex financial information to us in a clear, easy to understand way. As a result of Pat’s professional guidance, we have been able to confidently plan and implement decisions that meet our financial targets. Pat has given us peace of mind that we are doing the right things to safeguard our future.

We contacted Pat Matthews of Smart Finance in September 2018 with a view to getting advice and assistance on financial planning. Pat’s membership of the Society of Financial Planners Ireland was one of the reasons we approached him initially and his professionalism and thoroughness convinced us that we had made the correct decision.

Pat took the time to gain a full understanding of our family’s financial position and objectives and, on foot of that, presented us with a detailed report including recommendations. As part of the implementation of those recommendations he has arranged a PRSA taking account of the specific requirements and objectives.

We have found Pat to be a most helpful, approachable, knowledgeable, and practical advisor.

We would have no hesitation in recommending Smart Finance to those looking for financial planning advice and assistance.

We have been receiving financial advice and guidance from Pat Matthews at Smart Finance for the last 15 years. This has always proved beneficial, particularly when reviewing our goals for securing our financial future and making plans for our retirement.

Celtic Sales Co Ltd have been working with Pat Matthews (Smart Finance) since 2014. Pat has helped and advised all of the management and staff on their company pensions and future financial planning since the start. We meet with him on a regular basis and have found him to be highly professional and attentive to our individual requirements. I`m very confident that our Financial planning needs are in good hands and I am more than happy to recommend Pat and Smart Finance.

I engaged the services of Smart Finance many years ago and happily continue to do so as Pat provides a professional service that is specifically tailored to my current financial situation as well as planning for my future financial requirements.

Pat is very diligent in his duties, client focused at all times and provides a common sense approach to financial planning. Pat always discusses in detail any investment/insurance products that you may be interested in so you can make an informed choice of product.

Pat is a gentleman to deal with and I would have no hesitation in recommending him to potential clients to look after their financial needs.

Myself and my husband have known Pat for the past 30 years. Our paths crossed one day, we got chatting and we haven’t looked back since. If you’re looking for a Financial Advisor, Pats your man as he is hardworking, punctual, reliable but most importantly he’s honest and patient.

Neither myself nor my husband work in finance and to be honest we struggled with the jargon but one of Pats other skills is that he has the ability to explain things clearly and as many times as he has to until he is sure we understand. He is also very likeable and funny. You won’t go wrong. We certainly didn’t.

I was first introduced to Pat over 12 years ago, when he navigated me through a work-based pension scheme. I was so impressed and happy with his advice and care, that I also asked Pat to arrange my mortgage insurance.

Having left work recently and as I had turned 50, I had to unfortunately evaluate the option of encashing my pension. This was an extremely stressful and confusing time for me but it was made all the easier by Pat. Pat is not all about the money but about the person and he took great time and patience with me until he found what was best for me. I will always be truly grateful for his care attention to detail, and I look forward to continuing working with Pat for future financial advice and care.