In accordance with the Sustainable Finance Disclosure Regulation (‘SFDR’), we inform you that when providing advice on insurance-based investment products/Investments, we assess, in addition to relevant financial risks, relevant sustainability risks as far as this information is available in relation the products proposed/advised on. This means that we assess environmental, social or governance events/conditions that, if they occur, could have a material negative impact on the value of the investment.

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We integrate these risks in our advice by reviewing product provider literature in relation to sustainability risks, liaising with the providers in relation to any queries in relation to the funds and reviewing this information on an ongoing basis.